(00)   The record

Hi, I’m Marcus. I design experiences where you don’t have to trade security for ease of use. You can have both.

Executive Director, User Centered Design

Most recently at JPMorgan Chase · Trust & Security portfolio · Frisco, TX

19+ years · McAfee & Intel → Invisalign → JPMorgan Chase

35M customers · FIDO Alliance UX Working Group

Making a great experience is beyond rewarding.

Marcus Couto

Role
Executive Director, User Centered Design
Most recently
JPMorgan Chase · Trust & Security
Scope
35,000,000 customers · global teams
Standards
FIDO Alliance UX Working Group
Tenure
19+ years · McAfee & Intel → Invisalign → JPMorgan Chase
Languages
English, Portuguese, Spanish
Marcus Couto holding the Gold Stevie Award at the 2023 American Business Awards, in front of the event press wall.
Gold Stevie® · American Business Awards 2023

Practice

What I do

Passkeys and passwordless sign-in

Making the most secure option also the easiest one.

FIDO Alliance UX Working Group

Shaping global authentication experience standards.

Identity verification

Confidence in who someone is, without making it costly for the customer.

Trust and customer protection

Keeping someone’s money safe without getting in their way.

AI-native design practice

AI-assisted delivery across design, product and engineering.

Agent identity and delegated authorization

How AI agents prove who they are and act safely on the user’s behalf.

Design systems and design operations

So quality scales with the organization.

Accessibility and inclusive design

A floor, not a feature.

About

Leading at scale · FinTech, security and AI
35M
Customers in scope
19+
Years leading design
6×
PC Magazine best product
2023
Gold Stevie® winner

I led global teams defining the digital experience for the Trust & Security portfolio at JPMorgan Chase. My work bridged rigorous security protocols and seamless user experiences for over 35 million customers — passkeys and passwordless sign-in, identity verification, and the moments where we protected someone’s life savings without getting in their way. I represented our design team in the FIDO Alliance UX Working Group.

The other half of my work is applied AI. I led an AI-native design practice: my teams used AI across the design and research cycle, and my work now reaches the AI agents themselves — how they prove who they are, and how they act safely on the user’s behalf. Solving complex business problems with a “customer-first” innovation mindset has not changed. The tools have.

Passwordless has been my through-line ever since.

Before JPMorgan Chase I directed the User Centered Design team at Align Technology, where we built the product design team, the process and the design system from scratch. Before that I led the User Experience team at McAfee and Intel for a decade — through the Intel acquisition and the McAfee spin-out — including True Key, a biometric multi-factor identity product built on the principle that “you are the password.”

I believe that we spend too much time with our colleagues to not make it meaningful. Seeing customers enjoy the products we create gives me tremendous satisfaction, but seeing my team grow and succeed gives me a sense of purpose.

Marcus Couto standing in Times Square at night, holding the Gold Stevie Award trophy, with the lit billboards behind him.
Times Square, the night of the American Business Awards · 2023

Brazilian · father of two · soccer passion, Real Madrid, Flamengo, São Paulo

History

Reverse chronological
  1. 2023 – 2026 Executive Director, User Centered Design JPMorgan Chase
  2. 2018 – 2023 Director, User Centered Design Align Technology · Invisalign
  3. 2007 – 2018 User Experience Design Director 2012 – 2018UX Design Director2010 – 2012Manager of User Experience2007 – 2010UX Sr. Business Analyst McAfee & Intel Security

Earlier · 1998 – 2007

  1. 2006 – 2007OshynUX & EAI consultant, on assignment at Laureate Education
  2. 2006AT&TUX Business Analyst
  3. 2004 – 2006AccentureExperience Designer & EAI Architect
  4. 2002 – 2004WJ InformaticsSystems analysis and interface work
  5. 2001Emilio Goeldi Museum of ParáSystems analysis and interface work
  6. 1998 – 2001Tecnodata ConsultingSystems analysis and interface work

Education

  1. ExtensionUniversity of California, BerkeleyCertificates — Project Management; Business Administration & Management
  2. 2002 – 2003PUC–RioPostgraduate certificate, Systems Analysis, Project & Management
  3. —Centro Universitário do Estado do ParáB.S. Computer Science

Full record · Read the resume · LinkedIn

Contact

Frisco, TX · CT / UTC−6

The fastest way to reach me is email. The résumé is published; the case studies are the part behind the password.

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